08 Aug

Investments VS Rentals

Rental income has always been the hot favourite way the wealthy use to generate passive income. It has its benefits, but it also has a lot of problems. 

 

For example, 

 

  1. Huge capital required to buy and rent out properties
  2. Documentation and Red Tapes
  3. Additional money needed for property upkeep, damages and tax
  4. Time and money required to put out ads to attract tenants
  5. Lull period of no tenants or the urgent need to quickly replace outgoing tenants
  6. Rise and fall of property values 

 

So, are we stuck? Are rentals the only way to passive income? 

There is another way, and that is mainly through dividends. 

 

Some investment options come with dividend components, in which you can receive monthly income, just like rentals! And without the other hassles related to property. 

 

Therefore, investments are a much better way to passive income, especially if you do not have a large amount of capital required to play the rental game.



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12 Jul

Are you ready to invest? Here is a checklist.

Investments help to grow our money in a secured system free from the whims of national policy. Most legit investments are protected by contract from established MNCs much older than our tiny country. You are ready to invest if you check the following boxes

  • Have at least 12 months of salary in savings in a liquid form (easy to withdraw anytime)
  • Have full insurance coverage
  • Have an extra sum of money that you are comfortable with locking up for the immediate future

There it is. It is not a long list but an essential one. 

But where to invest, and what’s a good vehicle? That’s where our ADR Group consultants can help, with years of investment experiences and a keen eye on the ever-changing landscape of finance.

Ready to rebalance your investment portfolio?

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19 Apr

Bitcoin: If’s and Buts – Singapore Edition

Bitcoin is a digital currency that operates on a decentralized peer-to-peer network, rather than being regulated by a central authority like a bank or government.

Here are some of the areas that I will be paying close attention to:

What does decentralised network mean for digital currency:

Because of this, it offers users a high degree of anonymity and allows them to make transactions without the need for intermediaries. This makes it attractive to some users, as it allows them to bypass traditional financial institutions and avoid fees and regulations.

Risky? Definitely:

Decentralised network also makes it a potentially risky investment, as the lack of regulation and central oversight means that there is a higher level of risk involved. Additionally, the value of bitcoin can be quite volatile, and there have been instances of large-scale fraud and hacking in the past. Overall, the potential rewards of investing in bitcoin can be high, but the risks should also be considered carefully before making any decisions.

Ready to rebalance your investment portfolio?

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